Debt Collection Agencies: What Are Your Rights?
Nobody likes to be on the receiving end of debt collection agencies, but if you find yourself where creditors are knocking on your door, it is worth knowing and protection your rights so that you know that the debt collection agency is being fair.
When a debt collection agency contacts you:
The first time a debt collection agency contacts you; it must give its name and address, and the name of the original creditor (the business or person you owe money to). It must also tell you in writing the amount of the debt and any fees which have been added, such as, interest or collection fees. You must also be informed of your right to dispute the information.